Injured in a crash? Now what? Part #2
Now that you have dealt with the police at the scene, you may still have questions. Let us help with the next steps that you should take. This post will help provide a general guide for common steps that you should take once you leave the scene of the crash.
- Are you injured? If you rode in the ambulance to the hospital, you are on your way to identifying your injuries, if any, and what your next medical steps will be – as the hospitals will make recommendations or referrals for additional testing or doctors you should see. If they simply send you home with pills and a general note to come back if pains are unbearable or to follow up with your family doctor, then you still have a general path.
- Medical care. You refused care at the scene but you are sore. Many people with non-life-threatening injuries simply just want to get home where they can rest and take an over-the-counter pain reliever, hoping that the soreness and stiffness will simply go away. What happens if it doesn’t? You will need to seek medical attention. Delays in treatment can hurt your case. But it is not uncommon for those injured in a crash to try home remedies for a few weeks, because if the pain and stiffness go away, that is what you really want. So, if you take pain relievers at home and the pain does not go away, go get checked out. Report the crash and notify the provider of how you feel and when the pains and/or stiffness begin.
- Notify your insurance company. You have an obligation to notify your car insurance company of the crash. Provide them with just the basic details of the crash.
- Do you have to speak with the other insurance company? NO. You do not have to speak with them. They will use trained tactics to get answers from you that may damage your case. You won’t have all the answers to their questions early on. So if they call, you do not have to speak with them. When you hire us, we handle all communications for you, removing this stress from your life.
- Vehicle. If your vehicle has been towed or is drivable, make sure you get your own repair estimates. The other driver’s insurance company will get their own repair estimate, but you are free to use a body shop of your choice, in most situations. While your car is out of commission, you are entitled to a rental car. We are able to help with these steps and are here to answer all of your questions about the vehicle, including what happens if your car is a total loss. Take as many pictures of your car as possible.
- Get your game plan. Dealing with a wrecked car, your injuries, insurance companies who won’t call you back or wave a few dollars in your face is stressful. Unless you are skilled in dealing with these situations, you need help. That is where we step in. We will deal with the insurance companies for you, keeping them informed as to the status of your recovery, making sure that you are getting great medical care, and informing you of your rights – what laws apply to your case, did the defendant driver break those laws, and as a result, what are you entitled to recover.
Setting up an insurance claim seems simple, but there are very important things that you should say and many questions that you may not have the answers to and should not guess. That is where our skill comes into play and can add value to your case. We take the time to explain to you the importance of communicating with us and your doctors. Knowing how to explain your injuries and pain symptoms is important and you need to understand the right way to describe your pain because “it hurts here,” if not good enough. Come back for Part #3 where we will discuss what to expect after your claim has been established.
Car crashes, motorcycle crashes, 18wheeler crashes happen. When they do, we are here to help the victims maximize their recovery. We are here to help. We are a personal injury law firm in downtown Lafayette, Louisiana. For more than 50 years, we have been able to maximize results for our clients either through settlement or victories in the courtroom. Through teamwork and communication, I am able to effectively and efficiently maximize my client’s recovery. No two cases are exactly alike, and you should not be treated as a number on an assembly line. Hire an attorney who knows you by name and will spend the time with you to understand how your life has been affected, explain the law that applies to your case, the game plan, and to answer all of your questions. We work FOR our clients. Injured and have questions?
What does it mean to settle your personal injury case?
When you settle your personal injury case, it means that you and the defendants agree to resolve your case without going to trial. Most often it involves a single lump sum payment in exchange for dismissing all claims for past and future medical bills, lost wages, and general damages.
Things to consider when a settlement opportunity arises:
• Closure: Once you settle, your case is over. You can’t reopen the case if you change your mind to ask for more money. Even if you learn of new medical issues or a surgical recommendation that did not exist before.
• Settlement is achieved through negotiations; it is a process most of the time. Often it is not agreed upon on the same day an offer is made. Be patient.
• Benefits: By settling your case you have several benefits that include removing the uncertainty of the “how’s:” How long will it take for my case to end? How much money will it cost me to get through trial and a possible appeal? How much money will the jury award me? When settling with an insurance company, they have 30 days to pay the agreed upon amount.
So why settle? Settlement does provide a quicker resolution and guaranteed compensation. Trials can be filled with uncertainty – what will the jury think of my case? How much will it cost to try my case (expert fees, depositions, trial exhibits, and the like). But many times, you can settle your case for a very fair amount before you have to incur many of the expenses that are associated with trial. We will guide you through this process, explaining the pros and cons of accepting a settlement offer, providing advice if an offer is fair or not based on our years of experience in handling personal injury claims and based on the latest research available so you have an idea of what juries are awarding people in very similar situations.
PASSING ON THE LEFT IN LOUISIANA
Who is at fault when one driver is passing another on the left? That depends on the specific facts of that case. Passing on the left is considered a dangerous maneuver, and a driver of a passing vehicle is held to a higher degree of care. The left turning driver and overtaking driver collisions represent the classic comparative fault scenario. In the case of a crash between the two, the law imposes a duty on both drivers. The driver turning left must use their turn signal and not turn until it has been determined it is safe to do so.
Facts needed when a left turning driver collides with a driver passing them on the left
Imagine a driver slowing down to make a left turn and at the same time another driver is attempting to pass the “slow moving” car in front of them. The two collide. Who is at fault? That is very fact specific. Facts needed:
- Did the lead vehicle have working brake lights and turn signals?
- The following vehicle, how far back was it?
- Did the lead vehicle put their blinker on to indicate a left turn?
- How many cars was the following vehicle trying to pass?
- Was the following vehicle completely in the oncoming lane of traffic?
- Did the following vehicle blow its horn?
Conclusion:
Proving fault in such cases can be complicated and it is fact driven. Often, stories do not match and there is some confusion of fact. Each case is fact intensive and must be properly evaluated. Documentation is key in such cases. When possible, taking photos at the scene are extremely important because it can show the point of impact based on where the debris falls on the road. Having a skilled attorney working with you is necessary to explain the law, its complexities, and help to maximize your recovery. If you have questions, we are here to help you. Let us maximize your recovery.
Injured in a crash? Now what? Part #1
Filled with adrenaline and uncertainty, you have just been involved in a crash and don’t know what to do. This post will help provide a general guide for common steps that you should take.
- Are you injured? Your body is in the fight or flight stage and you may not be aware of all of your injuries as your mind and body are working to protect you and get you out of this situation. But here are a few things to check. Are you able to move your arms and legs? Do you feel pain anywhere? Are you scared to move or get out of your car? Depending on your answer, it may be better to stay in your vehicle, assuming it is safe to remain inside.
- Call 9-1-1. Report the crash and notify the operator of your location, any injuries that you or your passengers may have suffered, and if you have been able to check on the other driver, report any injuries they may have suffered. If you or others have been injured or if you are worried about injuries, please request the ambulance.
- Documentation. If you are able to safely move outside of your car, please take pictures of your car, the other car, the area where the crash happened, and anything else that you believe to be important.
- Move your car? If instructed by the 9-1-1 operator to do so, but your car or the other car is not able to be moved, please let the operator know. If you are on a highway, state law requires you to move your vehicles to the side, if you can do so. If you are on any other roadway, you may consider moving to the side or to a parking lot to avoid further harm. Before doing so, make sure to take pictures of both cars and their placement on the roadway.
- Police. When the police arrive, be honest and tell them what you remember happening. You will also be asked to write a statement, if your condition allows. This is not a school essay, but just a chance to write a short statement that may include the direction you were driving, your actions before the crash (were you stopped for traffic or a light or driving straight), and what did the other driver do or not do?
- Ambulance.If you have any concerns, please get medical attention immediately. Let the paramedics check you out. They are trained professionals and will make sure that if you need medical attention, you will get help immediately.
This is just the beginning of the journey. Come back for Part #2 where we will discuss starting an insurance claim, the importance of hiring a skilled personal injury attorney and more.
Car crashes, motorcycle crashes, 18wheeler crashes happen. When they do, we are here to help the victims maximize their recovery. We are here to help. We are a personal injury law firm in downtown Lafayette, Louisiana. For more than 50 years, we have been able to maximize results for our clients either through settlement or victories in the courtroom. Through teamwork and communication, I am able to effectively and efficiently maximize my client’s recovery. No two cases are exactly alike, and you should not be treated as a number on an assembly line. Hire an attorney who knows you by name and will spend the time with you to understand how your life has been affected, explain the law that applies to your case, the game plan, and to answer all of your questions. We work FOR our clients. Injured and have questions?
Do I have a personal injury case?
You have been involved in a crash and have countless questions. You are not certain where to begin and what are the right words to use. Don’t worry, you have a friend on this journey, me. What are some of the most common questions? Here is a list of just a few common questions I hear:
- What kind of attorney and I looking for? Is it an “accident attorney,” “car accident attorneys,” “car accident lawyer,” “car crash lawyer,” or “personal injury attorney.”
- My car has been damaged, how do I get it fixed and what do I do for a car while mine is being repaired?
- I am injured and not sure where to go or what to do?
These are just three of the most common questions that I am asked by friends and potential clients. But questions range from medical treatment to vehicle repair, to lost wages. Then “who will pay for all of this?!”
But before we can answer many of these questions, we first need to look at several items.
- Louisiana law provides that all drivers owe themselves and all others a certain duty of car, to drive safely, responsibly, and to avoid harming others. In your situation, is there a law that protects you?
- Did the other driver breach that duty? Basically, did the other driver break the law and hit you? An example of this would be, you had a green light and the other driver had a red light, but ran the red light and crashed into you.
- Because they broke their duty owed to you, did you suffer harm?
- Do you have any damages like medical bills, lost wages, physical pain, etc.?
- What evidence and witnesses do you have to support your case?
A police crash report generally has most of the initial information needed. Once we have this information, more questions will need to be answered. Each case has many of the same questions, but the answers in each case can be different. Understanding the types of insurance coverage the other driver may have, what coverage you have and that may be available to help. Making sure you are getting the medical evaluation and treatment you need and that you understand your options is critical to maximizing your recovery.
If you have been injured and have questions, call us now. Don’t delay. The sooner you can understand your rights, how the process works, what you need to do and meet with us, the better your experience and end result will be.
DRIVING IN A SCHOOL ZONE WHEN SCHOOL IS NOT IN SESSION
Do you know what speed to drive in a school zone when school is not in session?
Injured in a crash? Do you need to hire a Personal Injury Attorney?
🚗 Were You Involved in a Crash-? Here’s Why You Should Consider Hiring a Personal Injury Attorney! 🚑
If you’ve recently been in a car crash, navigating the aftermath can be incredibly stressful, when you’re trying to handle it alone. From medical bills piling up to dealing with insurance companies, it’s easy to feel overwhelmed. That’s where a personal injury attorney can really help. Here’s why:
- Expert Guidance: Personal injury attorneys know the laws that apply to car crashes and can guide you through the legal maze and help you understand your rights and options.
- No Upfront Costs: We work on a contingency fee basis, which means you don’t pay attorney’s fees unless you win your case. We handle the upfront costs of litigation, so you can focus on your recovery without added financial stress.
- Maximizing Your Compensation: We know how to accurately assess the compensation you deserve for medical expenses, lost wages, pain and suffering, and more.
- Dealing with Insurance Companies: Insurance companies often aim to minimize what they pay out. We will handle negotiations on your behalf, ensuring that you aren’t taken advantage of and work to maximize your recovery.
- Peace of Mind: Having a knowledgeable professional on your side can give you the peace of mind to focus on healing. Knowing your case is in good hands can be a huge relief during such a difficult time.
These are just the highlights. To learn more, please let us know what questions you have and we would be happy to provide you with answers. Not sure if you have a case? Let’s meet so that we may learn more and provide you with an honest opinion.
No Pay, No Play?
DOES THIS MEAN YOU’RE OUT OF LUCK?
What does this mean and why do we have such a thing?
In Louisiana, we have a “No Pay, No Play” law. Here is the quick simple explanation – if you are driving and do not have car insurance when injured in a crash, as an uninsured driver, you give up the first $15,000 of personal injury coverage and first $25,000 of property damage coverage. Those are the minimum limits required by law that every vehicle owner must maintain while owning their car.
Our state lawmakers enacted this law to attempt to reduce the number of uninsured drivers on the road. The thought being that with this law being passed, people who do not have auto insurance will either stop driving or will purchase car insurance. Additionally, if a person does not pay to have auto insurance and causes a crash, they have not protected the other drivers on the road. But if the uninsured driver is in a crash, then they are not able to “reap the benefits” if they are the victim, at least for the first $15,000 of personal injury damage and $25,000 of property damage.
But there are exceptions. The driver of the other vehicle:
- Is cited for drunk driving and later is convicted, pleas guilty or no contest.
- Intentionally caused the crash.
- Flees the scene – hit and run.
- At the time of the crash, is committing a felony.
Does this law apply if you are a passenger? NO! Provided the passenger who is injured did not own that car.
What is the driver is from out of state and is the injured victim? Louisiana law may not apply to that driver if their state does not have the same level of coverage as Louisiana, $15,000/$30,000/$25,000. But there are also exceptions here – did that out of state driver move to Louisiana and fail to transfer registration in the time required by law?
Just because you have been injured and there is no insurance on your car does not always mean you will not be able to recover. If this has happened to you, give us a call. We are happy to meet with you, learn more about your unique situation and provide great advice.
The Hidden Danger: Distracted Driving in Louisiana
As personal injury attorneys dedicated to protecting the rights of accident victims, we witness firsthand the devastating consequences of distracted driving. In Louisiana, like many other states, distracted driving remains a pervasive issue, leading to countless injuries and fatalities on our roads each year. In this blog post, we’ll explore the dangers of distracted driving, the legal implications, and what you can do if you’ve been injured in an accident caused by a distracted driver.
The Rise of Distracted Driving: With the widespread use of smartphones and other electronic devices, distracted driving has become a leading cause of accidents on our roadways. From texting behind the wheel to checking social media or adjusting GPS navigation systems, drivers are increasingly engaging in activities that take their attention away from the road.
The Consequences: The consequences of distracted driving can be severe and life-altering. In a split second of distraction, a driver can fail to notice a pedestrian crossing the street, a cyclist in the bike lane, or another vehicle slowing down ahead. The result is often a collision that leads to serious injuries or even fatalities.
Legal Implications: In Louisiana, distracted driving is not only dangerous but also illegal. Louisiana’s distracted driving laws prohibit drivers from texting while driving and using handheld devices in school zones. However, despite these laws, many drivers continue to engage in distracting behaviors behind the wheel.
If you’ve been injured in an accident caused by a distracted driver, you have the right to seek compensation for your injuries and losses. A skilled personal injury attorney can help you understand your legal options and pursue a claim against the negligent driver.
What You Can Do: As advocates for safer roads, we encourage all drivers to prioritize safety behind the wheel. Here are some tips to help prevent distracted driving:
- Put your phone away: Keep your phone out of reach and out of sight while driving to avoid the temptation of checking notifications or messages.
- Plan ahead: Set your GPS navigation and adjust your music playlist before you start driving to minimize distractions.
- Focus on the road: Stay focused on the task at hand – driving safely. Avoid multitasking and keep your attention on the road and your surroundings.
- Speak up: If you’re a passenger in a vehicle with a distracted driver, speak up and encourage them to focus on driving.
Conclusion: Distracted driving poses a serious threat to everyone on the road. By raising awareness of the dangers and taking proactive steps to prevent distractions while driving, we can all play a role in making Louisiana’s roadways safer for everyone. If you’ve been injured in a distracted driving crash, don’t hesitate to reach out to us for help. We’re here to fight for justice and hold negligent drivers accountable for their actions. Stay safe, stay focused, and let’s work together to end distracted driving.
PASSING ON THE LEFT IN LOUISIANA
Who is at fault when one driver is passing another on the left? That depends on the specific facts of that case. Passing on the left is considered a dangerous maneuver, and a driver of a passing vehicle is held to a higher degree of care. The left turning driver and overtaking driver collisions represent the classic comparative fault scenario. In the case of a crash between the two, the law imposes a duty on both drivers. The driver turning left must use their turn signal and not turn until it has been determined it is safe to do so.
Facts needed when a left turning driver collides with a driver passing them on the left
Imagine a driver slowing down to make a left turn and at the same time another driver is attempting to pass the “slow moving” car in front of them. The two collide. Who is at fault? That is very fact specific. Facts needed:
• Did the lead vehicle put their blinker on to indicate a left turn?
• Did the lead vehicle have working brake lights and turn signals?
• The following vehicle, how far back was it?
• How many cars was the following vehicle trying to pass?
• Was the following vehicle completely in the oncoming lane of traffic?
• Did the following vehicle blow its horn?
Conclusion:
Proving fault in such cases can be complicated and it is fact driven. Often, stories do not match and there is some confusion of fact. Each case is fact intensive and must be properly evaluated. Documentation is key in such cases. When possible, taking photos at the scene are extremely important because it can show the point of impact based on where the debris falls on the road. Having a skilled attorney working with you is necessary to explain the law, its complexities, and help to maximize your recovery.